Mr M.P.

My working career embraced a period of self employment for some 25 years followed by employment with a large national operation.

The period of self employment necessitated the funding of individual pension plans. During a subsequent period as an employee I was able to participate in a final salary contributory pension scheme provided by the employer which, unfortunately, came to a tragic end when the pension scheme collapsed and was taken into the Pension Protection Fund. Following on from that until retirement, I contributed to a Group Money Purchase Scheme.

On retirement, therefore, I had a mixture of personal pensions, the remains of a final salary pension scheme and a pension fund pot from the Group Money Purchase Scheme. I was uncertain as to what I needed to do and how to go about doing it, which led me to turn to Pensions Management Ltd. for honest advice and guidance.

PML immediately understood my needs and set about the problem, sorting out all the components to provide a SIPP fund, drawdown, tax free cash and retirement benefits with, from thereon, regular yearly and where necessary intermediate reviews, coupled with general financial advice and updates.

The net outcome is a satisfactory retirement for me, and confidence in an adviser with experience and expertise who offers a personal service. The fees that Pensions Management charge – has always been clear and agreed up front without hidden extras, and for sound pensions advice that I received, I am glad that I looked no further.

I would not hesitate in recommending others to do the same.

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