Case Studies

How we work closely with Financial Advisers (1)

SSAS

At Pensions Management Limited, we often work with a client’s Financial Adviser. Such cases usually involve us in: providing good administration, commercial property purchase, flexible use of options or just listening and talking about possible options and alternatives.

How we work closely with Financial Advisers (2)

Pensions Cold Calling

A Financial Adviser had a client with insured pension arrangements of various amounts, including an arrangement with guaranteed annuity rates. The client wished to use his pension arrangements to purchase a commercial property that was owned by the sponsoring employer.

What to do when approaching retirement age with a suitcase full of pension plans and ISAs

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Mr and Mrs W were referred to PML Financial Services by an existing client approximately 2 years before Mr J reached 65. He had been a self-employed plumber for all of his life and she worked in a school, was not contemplating retirement but needed advice on her local Government pension plans arrangement.

When a Small Self Administered Scheme replaced a SIPP

SSAS

There are many differences between what a Small Self Administered Scheme (SSAS) and a SIPP are allowed to do. This case study shows how armed with that knowledge we were able to recommend a SSAS as the right and most effective solution to the needs of two of our existing clients, replacing their existing SIPP in the process.

How a SSAS helped a business to expand

Pensions Cold Calling

Our client wanted to expand. The opportunity arose for them to acquire and develop a plot of land adjacent to their business premises. This coincided with an ambition to purchase an expensive item of machinery to assist in the Company’s business ambitions. The Company had insufficient funds to do both.